Why Use a Realtor When Buying Or Selling a Home?

Allison was looking to buy a condo. She found one that she really wanted. The seller would provide owner financing. He said she could get the best deal if she did not use a real estate agent. Allison really wanted it and they signed a contract. She completed the down payment, and closed on the condo. Everything was going well. But about 2 years later she was notified of a lay off from her job. Allison immediately made the seller aware of the situation. Then was absolutely shocked when he said she could lose the condo to him once her payments reached 30 days behind. What Allison did not realize is that the contract she signed to purchase the condo was a land contract which does not transfer legal title to her until the full sale price amount is paid.

Marc and June were looking for a bigger and saw one June really wanted. However they need to sell their current home first. They made a decision to not use a realtor. After 3 months their house was still up for sale with no offers. The totals of the cost from newspaper ads, and keeping the house up on a very popular home website was really starting to add up. Also adding to this, they were taking a hit in their pay every time one of them had to leave work, to show the home. Then the house June wanted was sold. That really discouraged her. She did not want to keep trying to sell, and would cut the lost. They took the house off everything. They may try to sell again later.

Scenarios like these happen all the time each year in the U.S. These stories are the reason for this article. The objective of this information is to give an overview of the many advantages and benefits of using a real estate professional when buying, or selling a home.

Right from the start… it would be dishonest if we did not say that lots of people do successfully buy a home, or sell their home without a real estate agent. However the statistics are pretty clear that the overwhelming majority are not successful. Added to this, feedback statistics indicate people really regret not being represented by a realtor.

In the case of Allison… the bottom line is any brand new agent, just out of real estate school, would have immediately seen this was a land contract. There is nothing illegal about it, and it gives the buyer all of the rights of ownership except the most important one which is legal title. And a realtor would have quickly notice the extremely severe late payment penalty. Any agent would have cautioned Allison, of not begged Allison, to really think about whether or not this would be a good deal for her.

In Marc and June’s case… They would not have spent a cent on advertising. They would not have needed to take time away from work. They would not have to deal with showing the home. And though no one can make absolute guarantees, they would have had a way better chance of quickly selling their home. They would have gotten that house June wanted.

Selling, or buying, a house is an extremely big money investment. It is ranked as one of the biggest events in life. The experience, knowledge, and expertise of a real estate agent are a valuable asset.

FOR HOME BUYERS: A significant reason why many avoid realtors is that most sales related jobs have negative stereotypes. From car salesmen, to insurance sales, to the lady behind the fragrance counter in a department store. Many sales men & women are thought of as rude, pushy, overbearing, untruthful, will pressure you, will say anything to get a commission, etc.

But realtors are not just salespeople. They are independent agents, working for the home buyer, acting on their behalf as their representative providing assistance with the home purchase. Real estate agents do not sell the home. The home owner is the person selling it.

Real estate agents are advocates, consultants, representatives, advisers, mediators, social workers, guidance counselors, credit repair specialist, or anything that a home buyer needs to accomplish their goal of owning a home. The real estate agent will literally take you by the hand, and lead you from beginning, to closing, if necessary.

These are just a few of the benefits of using a real estate agent when buying a home:

* MARKET KNOWLEDGE: Realtors will answer all questions about the current market, prices, interest rates and other home buying concerns. The agent can also refer you to other specialists who are necessary, including a home inspector or a lender

* AVAILABLE HOMES: Agents use the Real Estate Information Network (REIN) also still known as the MLS. It is a database that contains every single house listed for sale. It is still the source for the most current and reliable information on listed homes. All the other popular home websites is either directly, or indirectly, receiving their data from this source. Internet searches, open houses, and newspaper ads just will not have all of the homes that are for sale.

* FINANCING THE HOME: There has to be a plan on out how are you going to pay for the house! The realtor helps you determine what you can afford. A real estate agent can advise you on home loan programs, and sources for down payments you otherwise could not have known about. And educate on how to qualify for purchasing a home. Realtors can recommend home mortgage companies or banks, and work with loan companies on your behalf throughout the entire process.

* VIEWING HOMES: Real estate professionals have the expertise to assist you in narrowing your home search. Seeking only on the homes that match your features, interest, and price range. This can be an invaluable time saver by eliminated homes that do not meet your criteria. The realtor is the source of important information about the home and the neighborhood itself: how long the home has been for sale, the school system, and the home’s best features and so on. Rather than going through properties of all types, your agent can help you focus on the homes that match what you are specifically looking for.

* CONTRACTS & NEGOTIATIONS: You and the realtor have been working together and you found the home you want… now what? Your realtor will now help you in making a written offer of purchase. They will explain each paragraph in the offer to you. Nest they will present your offer to the seller, and negotiate as your advocate. They help you determine exactly what to offer, not only the amount but also in other important factors. Such as contingencies, various inspections, appliances, seller’s assistance with required closing costs, and other very important issues.

* FINANLIZING THE SALE: After everyone agrees to the contract and it is accepted, there is still a lot of work to do. Your agent continues to help you through this process. The realtor makes sure the necessary steps are taken, such as finalizing the loan, appraisals, home inspections, moisture inspections, termite inspections, performing a title search, final walk through, deed preparation, closing, etc

FOR HOME SELLERS: When it comes to home sellers the reasons why avoid realtors is fairly simple. They believe they will benefit from not having to pay the commission.

However there is also the simple reality that every seller has a target, or a net amount, they want to reach on the sale of their home and leave closing with. An experienced real estate agent can show how you can achieve this goal, and, leave from the closing with your net amount, even with the commission calculated in.

If you have a consultation with a realtor who then shows you how you can accomplish your goal… would it not make sense to use them?

Every year in the country, over 80% of all homes are sold with the assistance of a real estate professional. Even people that start out attempting to sell on their own eventually turn to a real estate professional. They learn that they need the realtor’s knowledge, experience, and expertise.

These are just some of the benefits of using a real estate agent when selling a home:

* PRICING: On the free consultation meeting, the first thing a realtor does is to present a competitive market analysis (CMA). The CMA is based on recent homes that have sold in your area that are similar to your home, and current market trends. A CMA is completed with data which only a realtor, or appraiser, have access to. This is the basis for the correct recommended asking price. The correct price right is crucial in home sales. A too high price will drive buyers away. Your property will then sit unsold. In addition, when it comes to price, the statistics are clear that sellers who list with a realtor receive on average 20% more for their homes than for sale by owners.

* NIEGHBORHOOD KNOWLEDGE: Regardless of all the daily headlines, and national news that you hear, real estate is a very much a local business. Perspective buyers will know your local housing market, especially if they are working with a realtor. Which means it is important that you also know your local residential market. A realtor that lives, and works, in your area will know your local market. Real estate agents always have access to the most current data, for each neighborhood. These are the things buyer’s care about: property taxes, schools, zoning laws, demographics, proposed projects which may affect your neighborhood, noise levels, shopping, environmental factors, and more. For the home seller, these things are equally significant, because they will affect value, and the marketability, of your home. It is part of what the real estate professional will assist you with.

* MARKETING: Today selling a home will simply take more than putting a For Sale sign in the front yard and taking out an ad in the newspaper. In addition to the CMA, the real estate agent will present sellers with a marketing and advertising plan. It will describe step-by-step what they will do to sell your home. It is important to point out here that marketing and advertising expenses can quickly add up. Depending on the advertising plan, and the home, the totals could easily add up the hundreds and thousands. But it is the real estate company that pays this expense when you list with them. Even if the home does not sell, or you need to remove the home from the market, you still will not be responsible for any advertising cost. The realtor’s advertising plan can include coordinating open houses, or writing and placing ads in various media. This could be print, TV advertising, radio commercials, internet websites, distributing brochures, and more. And of course, there is presenting your house to possible buyers.

* MLS and REALTOR CONTACTS: Despite the fact that here have been an explosion of numerous homes websites out there, the Multiple Listing Service (MLS), also known as Real Estate Information Network (REIN) still is the ultimate source for accurate and current information on every listed home that is currently for sale. Actually, all of those websites obtain their data either directly, or indirectly, from the MLS. Real estate professionals are the only ones that have access to the MLS. This is also the method used to advertise to other real estate agents who have buyer clients. The moment a home is listed, the information about it can be accessed by all the agents in the area and matched to their buyers. There is a viral effect which means that your home is not just being promoted by your realtor… your home is being seen by every real estate agent in that MLS network. Your realtor may also conduct an open house just for other real estate agents. Then, these realtors recommend your home to their buyers. Studies by the National Association of REALTORS documents that 82% of homes are sold through an agent’s contacts.

* EFFICIENCY: Time is a extremely valuable commodity. Real estate agent do not waste precious time showing your house to just anybody who responds to the ad. Any perspective buyers are screened to ensure they are actually capable of buying your home. Realtors weed out, and eliminate, those are not in a position to purchase your home and would clearly be a waste of time. The other agents in the MLS network working with their buyers will also benefit the seller also, by only showing the house to qualified buyers.

* NEGOTIATIONS: Locating a buyer is only the end of the marketing phase. Now the process advances to the next phase where the seller and the buyer must agree to price, terms, and many contingencies. The realtor will help you draft the written contracts and counter offers. They know the additional legal documents that may be required in your state. Your agent can also advise you on what stipulations you should make in the contract — items that should remain in the house at closing, for example.

* ONGOING ASSISTANCE UNTIL CLOSING: It also does not end after a contract is signed. Once an offer has been accepted everything progresses to another phase, here the buyer’s financing will need to be finalized. The real estate agent coordinates the home inspection, appraisal, moisture inspections, termite inspections, a title search, a real estate lawyer, preparation of the deed, as well as ensures that all repairs and stipulations in the contract are complete. Also each individual mortgage company or other lending institution may require a variety of different things before they give final loan approval to a buyer.

After all been scheduled, coordinated, and completed, the day of closing finally arrives. The real estate agent then makes sure that is accomplished correctly. You will only have to review the documents and sign the deed. It is not even a requirement for you to be at closing.

This article was an overview of the many benefits to having a realtor represent you. We hope this information has been a benefit to you, and has answered some questions.

As stated earlier… there is much more to selling a home then putting a sign in the yard and running a newspaper ad. And… there is much more to buying a home then internet searches and riding around looking for For Sale signs.

Real estate agents do exist for a reason. A home transaction involve one of the biggest financial investments most people will ever make in their lives. And the consequences, if not done correctly, can last a lifetime.

If the commission really is the issue. Then you show know that the majority of home sellers are able to accomplish their financial goals even with the commission computed in numbers. And, in the overwhelming majority of home purchases, the commission does not come from the buyer. This means there really is no reason for a home buyer to not use a real estate agent. Especially the first time home buyer.

Aussie Coins and Australian Gold Coins

When the gold rush gripped Australia few would have anticipated that it would help shape the development of a nation. As a producer of gold, it was a strategic choice by the British Royal Mint to commission the development of mints throughout Australia. Australian mints played a unique role in supplying gold sovereign coins to the colonies by negating the need to export coins to London for redistribution back to British colonies. In Perth, Western Australia, the Perth Mint was established to refine gold from WA to turn it into sovereign coins. Today, the mint produces bullion products and a range of commemorative, Australian gold coins, numismatic and Aussie coins which are suitable for collectors and investors alike.

Aussie coins celebrate and commemorate indigenous aspects of Australian culture. As a country with deep historical roots, Australia is a unique continent with an abundance of wildlife and marine life. It is also rich with natural minerals. Australian gold coins are crafted by the Perth Mint to showcase to the world the different aspects of Australian culture, folklore and heritage.

Australian Koala Gold Coins:

The Australian koala is a mammal that looks very much like a teddy bear. It resides in the trees in the coastal regions of eastern and southern Australia. The Australian Government lists the koala as a priority species for conservation status. The koala lives almost entirely on eucalyptus leaves. As a tribute to this marsupial the Perth Mint has crafted a range of coins forged from 99.99% pure gold and silver. As an example, the 2010 Australian Koala Gold Coin comes in 1oz, 2oz, 1/10 oz and 1/25 oz sizes and is subject to limited mintage. The coins come in Jarrah presentation packaging and make an ideal Australian gift suitable for international friends, business associates or serious collectors.

Australian Kookaburra: Australian Mint Coin Sets

The distinct cries of the Kookaburra are often heard in the early hours of the morning in bush regions of Australia, close to running water or where food is plentiful. This carnivorous bird is celebrated through the Perth Mints Gold and Silver Kookaburra Commemorative sets. An example is the Australian Kookaburra 20th Edition Silver Bullion Coin set which contains all 20 kookaburra designs from 1990 to 2009. Each coin is marked with the ‘p20′ mintmark and this set is confined to a release of only 10,000 worldwide.

Australian Sea Life Coins

Australia’s natural marine life is the envy of the world. The temperate waters around Australia are home to remarkable fish that inhabit the myriads of tropical reefs. Tourists from all over the world come to Australia to snorkel and view the marine life from a glass bottom boat. As a tribute to some of the fine marine specimens, The Perth Mint has released the Australian Seal Life Reef Series. Collector or tourists that want to celebrate Australia marine life can choose from coins such as the Australian Sea Life ½ oz Silver Proof Seahorse Coin or the Perth Mint Moray Eel Coin.

Aussie coins are beautifully crafted and carry stunning designs. Whether you are an Australian resident, admirer of Australian culture or avid collector you will find Perth Mint coins and Australian mint coin sets will be coins that are treasured forever.

Free Ads for Small Businesses During COVID-19

Amidst this pandemic many people got the opportunity to help out and do what they need for their community. A lot of us got to connect with our communities in new ways. In Boston small businesses have lost a significant amount of foot traffic.

“There’s people DoorDashing and post-mating half the stuff they usually buy” – owner of Symphony Mart on Boylston St. in Fenway.

Convenience stores are losing foot traffic at the rates they’ve never seen.

“Who’s buying diamonds during the pandemic? Not a lot of people” – owner of Boston jewels, Maury and his wife (have been operating over 20 years).
This is another brick and mortar store that was advertised by this small marketing agency in Downtown Boston.

When I was reaching out to the founder of Oakland Trust Marketing Company, I told him I was an aspiring journalist interested in their methods. He responded to me with a phrase that I may not be allowed to re write on here. I explained to him that I’m not here to complain about anything, just to learn. Finally he agreed to give a statement although he asked not to be named, he wanted the world to take away one thing;
“Connecting customers with quality products is all I know how to do, I was doing it before the pandemic and We’re doing it even more now. This is the time when people need you to shop, we spent our money like crazy before the pandemic and now all of a sudden we know how to budget. Buy your candy bar you deserve it! Have been looking for a sign from god to pull the trigger on a Beautiful argument solving necklace for your significant other, now you have it.” – Founder of Oakland Trust Marketing Company.

I get the sense that maybe he was trying a bit too hard on the sell there in our conversation, but at the same time I sort of appreciate the effort just because I know that’s what this young kid is doing while running around Boston promoting these stores. He’s always on the sell and always making sure you know where to go. I wouldn’t want to have a long nice relaxing dinner with the guy but I’d definitely want him pushing whatever I think of in the future. If I was going to make a start up I’d definitely consider their designs and slogans. After looking into them I was fascinated by the way they incorporated actual features unique to these stores within the ad. The ads didn’t look tacky, they were tacky don’t get me wrong, because they are ads and almost all ads are tacky when you know they are trying to sell. This was a different style of tacky, I hadn’t seen it before. I didn’t know how to rate it, how to judge it, I didn’t even know what to say about it, but here I am 73 hours later writing about it.

How to Manage Your Business While Traveling

Whether it’s following up on work, assigning tasks, checking on your business mail, or just replying to customers, it can all be done from your phone. As a matter of fact, almost anything can get done online, through your phone today.

Yes, it’s that simple. But don’t go running home or rushing off to your next vacation destination just yet! We need to establish how you can get all this done and more without being at the office. Keep reading to find out the key factors you need to consider when managing your business while traveling or being away.

Key Factors to remotely managing your business:

Conduct Regular Meetings:

Everyone doesn’t need to be huddled up in the conference room to conduct a good meeting; you can get remote employees, freelancers, and employees at the office all in the same meeting with just an internet connection.

Now meeting on a daily or even weekly basis can be difficult while you’re traveling because you’re mostly busy and have other things to address. However, meeting with the managers weekly or bi-weekly will reassure your presence in the office and confirm your supervision on all business matters.

You can easily conduct meetings through Skype or Google Hangouts where everyone can see each other and even share files if needed. You can also use Google Slides for presentations or Team Viewer to share your computer screen with everyone for demonstration.

Be sure to regularly interact with your employees no matter where you are and build close relations with them that can evolve into trust. If this is accomplished, you’ll never need to worry about business when you’re away.

Follow-up on Work Progress & Hours:

You being away from the office should never mean work doesn’t get done or is on pause. Technology created a solution for slacking or lazy employees, time tracking software. This type of software allows you to track employees working hours so you will always be updated with who came late or who worked overtime.

Employees will be able to track their shifts, breaks, and leave notes on their work progress.

There are many types of time tracking software, some are essentially focused on tracking working hours like ClockIn Portal that generate timesheets and can be integrated with payroll systems.

Others include a project management feature like Zoho Projects where you can share projects, assign tasks, and follow-up on tasks.

You can also use essential project management software like Basecamp or Asana that mainly focus on getting work done efficiently. Project management software allows you to assign tasks, update them with comments, set deadlines, add attachments, and eventually mark them as complete. With a straightforward tracking method of working hours and work progress, employees will feel obligated to stay focused and get things done faster.

Handle Business Mail Instantly:

While traveling, your mail is something you mustn’t forget about. Neglecting your mail for even a few days can lead to problems. Unattended mail can be important contracts from clients, documents from partners or investors, or feedback from your customers.

With a virtual mailbox, you can take your mail with you wherever you go.

A virtual mailbox is a mailbox that you can access online and handle your mail. The options vary from shredding any document or forwarding packages to opening, archiving, or downloading mail in just a few minutes. Your mail is delivered to secure mail facilities where the envelope is scanned and uploaded to your cloud-based mailbox for you to control.

So not only is it remote access to your important mail, but it eliminates the need for a mailroom! This means lesser paper storage, no mail operators, and faster mail operations, a win-win for you and your pocket.

Coworking Spaces for Business Travelers

Travelling is a very basic component of every business institution. Meeting with the partners and remote coworkers every now and then is crucial to intensify the growth of the business. Generally, the business executives prefer meetings in person. For countless reasons you may have to travel to different cities or countries and host business meetings.

However, the work ethics has changed significantly in the world, making things more digitalized but there are not enough ideas in the world that can put an end to business travelling. While hotel conference rooms are always a pick for the business travellers, the meetings can also be held in the coworking spaces.

Hotel conference rooms charge immensely to arrange meetings. And since these meetings are quite frequent, you always look for an outlet that can save you some money. So today, we will be discussing some of the choices that you have to hold meetings or presentation for your business-

Business Centers- To begin with, we would like to introduce Business Centers as your initial choice of holding business meetings. This alternative does not require any former investment. The presentation rooms and business meeting rooms are rented on hourly basis or for days. You can rent the room as per your needs. Most of these places are equipped with internet, printers, workstations, meeting tables in different sitting capacities, projectors, etc. The Business Centers are designed to give you real-life office experience on a remote location.

Business Hotels- As we were discussing earlier, Business Hotels is the common-most choice of every business traveller to host business meetings. These hotels usually have meeting rooms, classrooms, private office, individual desks etc. The ambience is amazing and you can also quickly arrange lunch for the clients. The Business Hotels are usually equipped with all the major amenities that you may need to hold meetings. The rent however is a troublesome element. You will find business hotels to charge massively for the services delivered. You can rent it for hours or days, as per your needs. Of course, you can also stay at the same hotel and make arrangements for the meeting.

Coworking Spaces- One of the most pragmatic option that is available on an affordable rate are the coworking spaces. Coworking spaces are still creating their market as not many business people know about it. These offices are available at low prices and can be rented for hours or days. They have fine suitable for different kinds of professionals. The amenities that you get at coworking spaces are internet, projectors, meeting rooms, etc. You can also conduct meetings in the dedicated coworking places and meet new people. This will also help you to connect with professionals that may help you with your business as well. It is a perfect choice for the professionals with budget constraint.

How To Show Your Business Authenticity In Your Content

To get started creating authentic content, you’ll want to define your ideal customer and know what is important to share with them to lead them through your funnels – in a way that matches their intent based on where they are in their buying cycle.

Share Your Stories

But you need to know what stories to share. When you really understand who your audience is, and what they need to know based on where they are in their buying cycle, it’s easy to choose which stories to share. And the more you can share with your audience, the better. When you share and relate with them, they’re going to see your authenticity shining through as it relates to them.

Be Transparent

Okay, you want to be transparent. But first you need to decide how transparent, then stick to that. Makes sure the transparency you’re using matches the need of the customer. For example, if you are claiming to make $100K a year, why don’t you show them? If you’re just saying you can make money, that’s different. But if you state a number, it’s important to also be willing to show the proof.

Engage More

A great way to create content is through engagement. For example, if you have Facebook groups that you like to go to, are you using them in a manner that is authentic with what you want to achieve? Do you answer questions openly or do you ask them to PM you? It’s probably better to talk about some things openly even if they are a problem or complaint. This is going to make you even more transparent and authentic to your followers.

Tell Customer Stories

One way to use content to show authenticity is to collect and share your customers’ success stories. This is a great way to show what is working to the rest of your audience. They love to read stories and connect with people who are already your customers. You can do this in a blog post, on social media, or via live interviews using Facebook Live or Zoom.us.

Be Consistent on All Channels

Today, marketing in a multichannel environment is expected. You’re going to need to market online and offline and in various channels in both environments. Then you need to be consistent. Consistency is much easier if you’re already being authentic to your brand and yourself.

Use Different Formats

Content marketing requires that you use a lot of different formats of content, much of which you can repurpose. For example, if you interview a satisfied customer via Facebook Live or Zoom, you can turn that interview into a blog post as well. Then you can even use that interview in a book as an example. Plus, you can pull quotes from the interview to make memes.

When you learn to match the content to your customer’s buying cycle, using authentic forms of content from yourself, users, and others who contribute content to your industry or niche, you’re going to find that it’s easier to create content for your audience. This is because you know that you’re being true to your brand and yourself.

Defining Marketing Objectives and How They Relate to the Business

Various types of products and services have various marketing objectives due to the nature of their trade. Objectives are best defined in a marketing plan which details exactly how the company can benefit if it takes on projected sales and marketing activities. The plan highlights the marketing mix, its budget, and how the business will expand in a specific period.

Marketing communication has channels that deliver your business message to the large masses. These days, companies use both print media and electronic media in their marketing mix. They like to take part in events and put up kiosks in various busy spots of the city for product testing as well. If the objective is to reach large masses you can create TV ads. To engage users online companies create websites and use questionnaires for new product development, learn more about consumer behavior, their likes and dislikes.

Reinforcement is the main element of integrated marketing communication as it ensures all elements of a result-driven campaign work cohesively to achieve objectives. For brand awareness five elements are most important as follows:

Personal Selling
Advertising
Sales Promotion
Direct Marketing
Publicity

A promotional mix works like a combination of options and the options that suit the trade best are always part of a marketing mix. If you are a local restaurant there is no need to advertise on TV. All you need is sales promotions, websites, and direct marketing through food delivery companies. For an FMCG TV ads are essential when you have a lot of competitors. FMCGs try to make sales using all types of channels. So objectives of the marketing communications (MC) depend on the type of business you are in.

The importance of integration

Integration is important for consistency. For example, if the brand logo appears different on the packaging than what is displayed on the website it gives off a very bad impression. Uniformity gives you a clean brand image that is more trustworthy. The corporate identity has to be maintained at all times. The look and style of your brand need not change across the various channels. Your brand message has to be consistent for corporate reasons. The target audience will take actions you want them to if you have a consistent message across many platforms. For this reason, the brand, the agencies, media, channel members, and the MC support services all need to work together to ensure they are on the same page. This prevents clutter which is damaging for the company image.

Role of marketing communications in promoting and developing brands

Promoting and developing brands requires work on graphics. When you have attractive graphics the brand name will be well recalled as the mind likes to retain eye-catchy graphics. When you have the effectual graphics for your advertising and publicity you are ready to promote a brand. The logo is a vital element of the brand as it distinguishes you from others. It can be revamped when the market trends change. Brands are best developed using the right IMC strategy so they can find consumers in the large target market and this requires research. After that, we can build a brand using a marketing mix for IMC. It helps with customer retention and getting new customers. By building brand equity brands can survive n the market. Product information that consumers get leads to making informed decisions about making purchases.

A business message gives the target market awareness about who you are and the benefits you have to offer. By using events at expositions or interacting with consumers online at websites or social media sites we can build associations with the consumers. When we have a large following the perception of the brand in the market will be positive. More prospects will trust us and try it. From the experience they get online and from the product use, they will be loyal.

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